Dear sir, Can we add the swiss toggle switch with -0.2 3.x interest where you can choose to give right at the bank so that the salaried people or award winners can help farmers or shopkeepers or even children to have a well oiled economy. They can give for a month and take later. As an example, If in 1000 customers, 100 rich or philanthrophics go -0.2 and 900 will get 3.6, loan percent 12.1 200 rich or philanthrophics go -0.2 and 800 will get 3.8, loan percent 11.9 So we can feel the pulse and a software like SAS business or SAP will give positive offers etc for those giving to help later. Please see attachment on where the button is advised. 

I would also recommend all banks to do it even swiss banks don't have the toggle feature. Same for stock dividend which makes everyone feel like board of directors where you don't need to travel and wait.  Doc1.HR extremeadventureinc.business.site